If you’re in an accident in Texas and the other driver doesn’t have insurance, it can leave you wondering what to do next. Texas requires drivers to carry insurance, but not everyone follows the law. In this situation, understanding your options can help you take the right steps to protect yourself and recover costs, even when the at-fault driver is uninsured.
What to Do After a Car Accident in Texas
After a car accident in Texas, it’s important to act quickly and carefully. Start by calling the police, even if the accident seems minor. A police report can be crucial later on, especially if the other driver doesn’t have insurance. Then, take photos of everything – the vehicles, any damage, license plates, and the scene itself. These pictures can help build a solid case.
Next, get a medical checkup. Even if you feel okay, adrenaline can mask injuries, and symptoms often show up hours or even days later. Finally, consider a free case evaluation to explore your options and see if you qualify for help without any out-of-pocket costs.
Steps to Take to Protect Yourself After a Car Accident
- Call the police, no matter how minor the damage might seem. After a car accident, having an official report is essential to establish a legal record of what happened. Without it, things can quickly become a “he said, she said” situation—something you definitely want to avoid.
- Take photos of the accident using your smartphone, and avoid any edits or filters. If these photos are used as evidence, any alteration can make them inadmissible, so it’s best to keep them as-is.
- Call an ambulance or seek medical attention, even if you don’t feel injured. After an accident, adrenaline often masks pain, and injuries can show up hours or even a day later. Getting a medical checkup right after the accident not only safeguards your health but also documents any injuries for your case. Keep in mind, if more than 48 hours pass, it’s harder to prove injuries are accident-related.
- Call us for a free case evaluation! The sooner you reach out, the better we can evaluate your case and take action to secure the best possible settlement for you. And remember, there’s no out-of-pocket cost—we only get paid if we win your case and you get compensated.
Get a Free Case Evaluation to Understand Your Options
If you’ve been hit by an uninsured driver in Texas, start by reaching out for a free case evaluation. This first step is crucial for understanding what options are available to you and whether you qualify for no-cost, out-of-pocket help. Our team can review your case details and help determine if you have a claim. Plus, we only get paid if you win, so there’s no risk in finding out what’s possible.
In a state where not everyone follows the rules, you don’t have to bear the burden alone. A case evaluation can set you on the right path, giving you peace of mind and a clearer picture of your next steps.
What is a Free Case Evaluation?
A free case evaluation is more than just a quick chat – it’s your chance to get real answers from an expert who understands Texas laws around uninsured accidents. When you speak to a lawyer, you’re not paying anything upfront, and there’s no cost for legal help along the way. This evaluation helps you know exactly where you stand, without any pressure or hidden fees.
Why is it so important? Insurance companies are known for offering the bare minimum, especially when the at-fault driver has no insurance. With a lawyer, you have someone on your side who knows how to handle these cases and make sure you’re not short-changed. A lawyer isn’t “going after” the other driver but is focused on making the insurance company cover what you’re rightfully owed.
Who Covers the Costs When the At-Fault Driver Has No Insurance?
When you’re in an accident caused by an uninsured driver, many people assume they’ll be left paying for everything themselves. However, that doesn’t have to be the case. Here’s what to expect and how you might still be covered.
In Texas, if the other driver doesn’t have insurance, you may be able to get compensation through your own insurance—if you have what’s called “uninsured motorist coverage.” This is an add-on to your policy, specifically for situations like these. It can cover things like car repairs, medical bills, and even lost wages if you’re unable to work due to injuries from the accident. But not everyone has this coverage, so it’s good to check your policy and find out what’s available.
If you don’t have uninsured motorist coverage, don’t worry—you’re not out of options. This is where our team can step in. A free case evaluation can help us determine if other legal avenues are open for you, so you’re not stuck paying out-of-pocket due to someone else’s lack of responsibility.
Why Knowing Your Rights Can Save You from Financial Loss
Many people assume that if the other driver has no insurance, they’ll just have to absorb the costs themselves. But that’s not true. In fact, many people don’t know that they have the right to explore other options. Our team can help you make sure the insurance company plays fair and doesn’t take advantage of the situation.
Insurance companies often hope that people don’t understand their rights. They might try to offer a quick payout that doesn’t cover everything or deny the claim outright. But with a lawyer on your side, you’ll have someone who knows Texas laws and can make sure the insurance company pays what it should. Remember, we don’t get paid unless you win, so there’s no cost for finding out how we can help.
Get the Help You Deserve After an Accident with an Uninsured Driver
Being hit by an uninsured driver in Texas can feel overwhelming, but you don’t have to navigate it alone. Our team is here to help you understand your rights and pursue the best options for covering your medical bills, car repairs, and more—all without any out-of-pocket costs to you. We believe you deserve fair treatment and the chance to recover fully from this setback.
Call us today for a free case evaluation. We only get paid if you win, so there’s zero risk in getting the answers and support you need. Let us take on the hard work of dealing with the insurance companies, so you can focus on getting back on your feet. Reach out, and let’s start building your path to recovery together.
